CREDIT UNIONS KEYNOTE SPEAKER: WHICH LEADERS ARE SHAPING FUTURE TRENDS IN FINANCE?

Working as credit union keynote speakers and futurists, it’s our distinct pleasure and honor to offer live and virtual speaking presentations for finance leaders on topics like the future of work, AI, automation, innovation, disruption, etc. But if you’ve only opened checking or savings accounts and deal with banks or online fintechs before, you may be wondering what the industry is all about, and why millions of Americans often turn to these member-based organizations as alternative. Putting on our credit union keynote speakers and futurists hat, we typed up a helpful primer that offers a bit more background on what types of organizations inhabit the sector, and the type of work that they do. Ready to dive in? Away we go!

• Community credit unions – Serve a particular geographic region, like a city, county, or neighborhood. Membership is open to anyone living or working in that area.
• Employee credit unions – Only open to employees (and sometimes families) of a certain company or organization. Common for government agencies, universities, hospitals, etc.
• Industry credit unions – Per top credit union keynote speakers and finance futurists, membership is limited to people working in a certain profession or industry, like teaching, healthcare, construction trades, etc.
• Associational credit unions – For members of a specific association, labor union, religious group, alumni association or other affinity organizations.
• Multi-group credit unions – Serve multiple unrelated employer/associational groups. Allows broader membership base.
• Low-income credit unions – Specialize in serving lower-income and disadvantaged communities to facilitate access to affordable financial services.
• Corporate credit unions – Provide services and support to natural person credit unions rather than serving individuals directly. Act as a credit union for other financial providers, according to top credit union keynote speakers and futurists.
• Federal credit unions – Regulated by the National Credit Union Administration and may have near-nationwide membership eligibility.
• State-chartered credit unions – Regulated by state agencies and operate within that state’s laws. Membership criteria varies.

While types of organizations vary, as any credit union keynote speaker and futurist can tell you, the core idea behind credit unions is cooperative financial services owned by their members. The common bond and field of membership unite each credit union type.