25 Jan TOP FUTURIST CONSULTANT’S TAKE: WHERE FUTURE OF FINTECH SPEAKERS SEE FINANCIAL SERVICES GOING IN THE YEARS AHEAD
As financial services continue evolving at a blistering pace thanks to upstart disruptors, future of fintech speakers posit that traditional institutions face mounting pressure to innovate rapidly in order to meet changing consumer expectations. At a recent Future of Finance summit assembling the world’s leading future of fintech speakers, strategic perspectives were exchanged on the competitive landscape for 2025 and the decade ahead.
The emergence of embedded banking dominated conversation early on between futurist consultants and future trends experts on-site. As a keynote panelist who was a VP of US Bank’s Developer Relations arm stated: “By integrating simplified payments, credit, savings and reporting functionality through B2B partners utilizing open APIs, the addressable market for banking expands exponentially while increasing stickiness by meeting customers within platforms they already use daily.”
Mriad future of fintech speakers also commented on the gradual disintermediation of legacy players should they lag on open API adoption. However, one fellow futurologist sees opportunity for symbiosis: “Incumbents possess robust datasets and institutional trust – combining this with the agility of fintech startups through strategic investment and commercial partnerships will spur the next generation of innovation, accessibility and financial inclusion.”
Unconstrained by traditional models, the most progressive future of fintech speakers revealed radical visions like decentralized autonomous credit networks administered by smart contracts on the blockchain. As a digital asset thought leader who’s the founder of money management platform Wealthify asserted: “By connecting peer capital through crypto protocols without centralized intermediaries, the basis for commercial and consumer lending can be rebuilt to promote financial access and counterparty risk reduction on a global scale.”
While financial services evolution moves rapidly, the insights shared on stage by this collective of future of fintech speakers highlighted pursuits at the frontier of progress do not preclude opportunities for incumbents and startups to forge a shared trajectory – one that promises more personalized, secure and inclusive finance benefiting individuals and enterprises alike in the decades ahead.