Future of money keynote speakers and payments futurists agree that the shape of tomorrow’s financial world is a topic that is hotly debated by economists, financial experts, and technologists. There are many different factors that will influence the sector’s forward trajectory, as we often remind folks, including technological advances, economic trends, and social changes of all shapes and sizes. That said, speaking as actively-engaged future of money keynote speakers and payments futurists, top trends that are likely to play a role here follow.

  • Online payment options: Digital currencies and cryptocurrencies such as Bitcoin and Ethereum are becoming increasingly popular. Solutions are based on blockchain technology, which is a secure and transparent way to record transactions.
  • No money, no problem: The use of cash is declining in many countries due to the rise of digital payments, as well as the increasing popularity of contactless payments.
  • The growth of central bank digital currencies (CBDCs): CBDCs are digital versions of fiat currencies, such as the US dollar or the euro. CBDCs are being developed by central banks around the world, and they could have a significant impact on the future of money.
  • The emergence of new financial technologies: As future of money keynote speakers and payments futurists tell us. fintech is a broad term that refers to new financial technologies. A host of companies are developing innovative new ways to make payments, lend money, and invest.

These are just some of the key trends that are likely to shape the future of money. It is still too early to say what the space will look like exactly, but it is clear that there are significant changes underway. Benefits of these adaptions are manifold though, e.g. the below…

  • Increased efficiency: Digital currencies and CBDCs could make payments more efficient. This could lead to lower transaction costs and faster settlement times.
  • Improved security: Options here could be more secure than traditional forms of money because they are stored in digital wallets that are protected by cryptography.
  • Increased accessibility: Online solutions could make money more accessible to people who are currently excluded from the financial system… especially people who live in remote areas or who do not have bank accounts.

However, there are also some potential risks associated with the future of money:

  • Cybersecurity risks: Top banking products could be vulnerable to cyberattacks and lead to the theft of funds or the disruption of the financial system.
  • Financial stability risks: The rise of digital currencies and CBDCs could pose a risk to financial stability. This is because they could be used to facilitate illegal activities, such as money laundering and terrorist financing.
  • Regulatory risks: The future of money is still uncertain, and it is unclear how governments will regulate crypto and other solutions which may lead to uncertainty and volatility in the financial markets.


Overall, per future of money keynote speakers and payments futurists, we’re talking about a complex and uncertain topic – albeit one that’s sure to keeping coming up more and more often in the years ahead.