From an ESG trends standpoint, much is changing as we speak. Climate technology, including clean energy, carbon capture, and sustainability solutions, will see major growth and adoption in 2024 and 2025. As the impacts of climate change intensify, companies and governments are investing in technology...
ESG investment strategies will become standardized as stakeholders demand integration of sustainability factors, especially climate change, across portfolios. Stricter regulations are also directing money flows towards assets pricing climate risks and environmental impacts. Interest continues to surge from Millennial and Gen Z investors prioritizing purpose-aligned...
AI solutions will transform administrative functions by automating high volume, repetitive processes like data entry, invoice processing, customer service queries and more. By applying natural language processing, optical character recognition and machine learning, software robots will drive workflow efficiencies at scale to reduce costs and...
More lenders will factor non-traditional data like rent payments, utilities, phone bills, education and streaming services into credit decisions to fuel financial inclusion across 2024, 2025 and the years ahead. The practice provides alternative views of reliability for thin-file consumers. As machine learning models prove...
Well-being benefits will dominate HR strategies as strains of ubiquitous remote work persist post-pandemic. Everything from coaching to mindfulness apps to virtual yoga to pet bereavement leave will help retain talent struggling with loneliness, anxiety and burnout. Some providers are incentivizing prevention like sleep tracking....
Retirement planning will shift across 2024 and 2025 towards more tailored strategies factoring in complete financial pictures plus lifestyle priorities, health needs and life stage flexibility. With longer post-workevity ahead, customized income plans, expense forecasting, estate planning and later-years goal-setting become essential. Advisors will guide...
